Strong rule: style --- 2D vector animation, Kurzgesagt style, bright f... ---. YouTube thumbnail, cartoon style, very high contrast, bright colors. Main characters: A friendly cartoon bear (shocked facial expression, wide eyes) holding a coin. A clever fox (business style, slightly confident expression). Scene: A small purple "inflation monster" biting a large gold coin, pieces disappearing. The bear looks surprised and worried watching his money being eaten. Composition: Close-up, characters large and centered, cinematic lighting. Dark blurred background to increase contrast. Focus on emotions and the coin. Text on image (big, bold, readable): "ТЫ ТЕРЯЕШЬ ДЕНЬГИ" Style: Modern 2D vector, clean, sharp outlines, similar to YouTube educational animation. Highly clickable thumbnail, exaggerated эмоции, яркие цвета (yellow, red accents). Important: Do not overload with details. No small text. Maximum 3 words visible. Character appearance reference (MUST match exactly): - Фермер Медведь: Strong rule: style --- Современная 2D анимация, минималистичный стиль ... ---. Антропоморфный бурый медведь, одет в простую клетчатую рубашку и джинсовый комбинезон. У него добрые глаза и слегка растерянное, но любопытное выражение лица. Стиль - плоский 2D, без лишних деталей. - Монстр Инфляции: Little purple blob monster with a mischievous smile, eating coins, 2D vector illustration, Kurzgesagt style
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